With a Spending Plan we set small steps to achieve bigger results over time.
Savings are crucial and with a plan, we make sure we monitor our achievements every step of the way.
As a rule of thumb, we should set a goal of having saved 6 months of predictable expenses and funds for those unforeseen events in our lives.
When you determine your goals, they may also include other items such as:
- holidays
- education costs
- a wedding
- a new car
- or even a deposit for your first home
A Spending Plan will give you the tools to manage paying bills on time and avoid late penalty fees. As you know, your credit score is crucial to future borrowings.
Having a Spending Plan in place allows you to completely manage your money with a system that you can customise at every different stage of your life and take the stress out of your relationships – Managing cashflow gives you more cash in the bank! Get started
We start with your spending by working through your:
- predictable expenses
- unpredictable expenses
- rubbery expenses
- long term expenses
- and of course your goals!
We determine items that may require replacement in a specific time period and separate funds accordingly, so it’s easy to identify which account is for what purpose to avoid the confusion of juggling.
Once the plan is set up and with the right guidance (from us) and commitment (from you) you will find that managing your money becomes a simple task and very, very rewarding.
Mentoring is part of the program so we will make sure you understand your plan and the tasks you need to do to reach your goals… we can be available as little or as much as is required depending on the plan you choose.
Don't Worry
about past spending or the current bank balance
Timing
our software shows you the future of your money
Support
you'll have a qualified Spending Planner on your side
Tools
everything you need to get on track and stay there